Razorpay
Razorpay is an Indian payments company, headquartered in Bengaluru, that offers a payment gateway, payouts, business banking, payroll and credit products. Its standard payment gateway charges 2% per successful payment plus GST, with no setup or maintenance fee. Prices are shown in Indian rupees.
Facts checked on against the sources listed at the end of this page.
- Pricing
- Pay as you goPaid from 2% per successful payment plus GST
- Open source
- NoProprietary
A good fit for
- Businesses that sell to customers in India
- Startups that want payments, payouts and business banking from one provider
- Teams that need UPI and local payment methods
- Stores that want to start without setup or annual fees
Not a good fit for
- Businesses that mainly sell outside India: the pricing page is in rupees and built around Indian payment methods
- Teams that want published per-method prices for cards, netbanking, wallets and EMI: the page does not list them separately
- Developers who want open source infrastructure
Razorpay pricing
The standard gateway is pay as you go at 2% per successful payment plus GST, shown in rupees with no setup fee and no maintenance fee. Funded startups can get a custom plan, and businesses with monthly revenue above ₹5,00,000 are offered an Enterprise plan.
| Plan | Price | What you get |
|---|---|---|
| Standard payment gateway | 2% per successful payment plus GST | Setup, maintenance and integration support at ₹0. Credit card on UPI is a 2.15% platform fee plus GST. |
| Custom plan | Through sales | For funded startups. |
| Enterprise plan | Through sales | For monthly revenue above ₹5,00,000. |
| RazorpayX Payroll | From ₹2,499 | Payroll subscriptions. |
Prices in USD, checked on 14 October 2026. Current prices on razorpay.com.
Main features
- Payment gateway
- Accept online payments, charged per successful payment.
- Payment links, buttons and pages
- Collect payments without building a checkout.
- Magic Checkout
- A checkout product for online stores.
- Payouts
- API and bulk payouts, plus payout links.
- Business banking
- Current accounts, escrow accounts and forex management.
- Payroll
- Payroll for startups, accountants and enterprises.
- Instant settlements
- Faster settlement, priced separately.
About Razorpay
Razorpay lets businesses accept payments online and in person. Its listed products for accepting payments are the payment gateway, payment links and buttons, payment pages, POS, Optimizer and Magic Checkout.
It also covers money going out and the rest of the finance stack: API and bulk payouts, payout links, tax payments, current and escrow accounts, forex management, payroll, instant settlements, corporate cards and a line of credit. The site lists newer AI tools too, including agentic payments and Agent Studio.
Razorpay Software Limited is based in Bengaluru, Karnataka.
- Made by
- Razorpay Software Limited
- Launched
- 2014
- Based in
- Bengaluru, India
- Free plan
- No monthly plan. Setup and annual fees are zero, and the pricing page advertises a free gateway for the first 90 days, with terms.
Razorpay alternatives
Questions about Razorpay
How much does Razorpay charge?
The standard payment gateway charges 2% per successful payment plus GST. Setup, maintenance and integration support are ₹0.
Does Razorpay have a free plan?
There is no monthly plan to pay for. The pricing page advertises a free payment gateway for the first 90 days, with terms linked separately, and then 2%.
Is UPI free on Razorpay?
The pricing page says standard bank-to-bank UPI and RuPay debit cards have no MDR, but the FAQ says a 2% platform fee still applies.
Where is Razorpay based?
Razorpay Software Limited is headquartered in Bengaluru, Karnataka, India.
Sources and links
Work on Razorpay? Claim this listing. Something wrong or out of date? Suggest a correction. Stats come from the public GitHub and npm APIs and update every day.