Square
Square provides payment processing hardware and software for in-person and online businesses, covering point-of-sale terminals, online checkout and invoicing. In-person card rates run from 2.4% plus 15 cents up to 2.6% plus 15 cents depending on plan, and online rates run from 2.9% plus 30 cents up to 3.3% plus 30 cents, with the Plus plan at $49 a month per location and Premium at $149 a month per location.
Facts checked on against the sources listed at the end of this page.
- Pricing
- FreemiumPaid from $49 a month per location for the Plus plan
- Open source
- NoProprietary
- npm downloads a week
- 446kup 7% on the week before
A good fit for
- Small and medium-sized businesses needing both hardware and software for in-person payments
- Businesses that want an online store, invoicing and appointment scheduling in one platform
- Sellers who want to start free with pay-as-you-go rates before committing to a subscription plan
- Higher-volume merchants willing to pay a monthly fee in exchange for lower per-transaction rates
Not a good fit for
- Purely online, developer-first businesses that don't need point-of-sale hardware
- Merchants wanting the absolute lowest processing rate without any monthly commitment
- Businesses needing highly customized payment flows beyond Square's standard products
Square pricing
In-person card processing ranges from 2.6% plus 15 cents on the Free plan down to 2.4% plus 15 cents on Premium. Online transactions range from 3.3% plus 30 cents on the Free plan down to 2.9% plus 30 cents on Plus and Premium. Plus costs $49 a month per location and Premium costs $149 a month per location.
| Plan | Price | What you get |
|---|---|---|
| Free | $0 a month | 2.6% + 15 cents in-person, 3.3% + 30 cents online, basic POS and online store. |
| Plus | $49 a month per location | 2.5% + 15 cents in-person, 2.9% + 30 cents online, advanced reporting, team management. |
| Premium | $149 a month per location | 2.4% + 15 cents in-person, 2.9% + 30 cents online, dedicated support, higher-volume features. |
Prices in USD, checked on 27 September 2026. Current prices on squareup.com.
Main features
- Point-of-sale hardware
- Card readers and terminals for accepting in-person payments.
- Online store
- Build and sell through an online storefront with integrated checkout.
- Invoicing
- Send and collect payment on invoices directly through Square.
- Appointment scheduling
- Booking and scheduling tools for service-based businesses.
- Tiered processing rates
- Lower per-transaction rates available on paid Plus and Premium plans.
About Square
Square offers both hardware (card readers and point-of-sale terminals) and software for businesses to accept payments in person, alongside an online store builder, invoicing and appointment scheduling tools for a range of small and medium-sized businesses.
Square's pricing structure mixes a free base plan, where you pay a higher per-transaction rate with no monthly fee, against the Plus plan ($49 a month per location) and Premium plan ($149 a month per location), which lower the per-transaction rate in exchange for a monthly subscription.
- Made by
- Block, Inc.
- Free plan
- Yes: Square Free plan with pay-as-you-go processing rates and no monthly fee
- Available on
- iOS, Android, Square hardware terminals, Web (online store), API
Usage and activity
Weekly npm downloads of square, last 12 months.
Square alternatives
Questions about Square
How much does Square charge for in-person payments?
From 2.4% plus 15 cents up to 2.6% plus 15 cents per transaction depending on plan.
Does Square have a free plan?
Yes, the Free plan has no monthly fee but charges a higher per-transaction rate than the paid Plus ($49 a month per location) and Premium ($149 a month per location) plans.
Does Square sell hardware?
Yes, Square offers card readers and point-of-sale terminals alongside its software.
Sources and links
Work on Square? Claim this listing. Something wrong or out of date? Suggest a correction. Stats come from the public GitHub and npm APIs and update every day.