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Polar

Polar is a billing and monetization platform positioned as a merchant of record for developers, handling payments, subscriptions and usage-based billing with global tax compliance included. It's aimed at software and AI companies that need to meter usage like tokens, API calls or compute alongside traditional subscriptions. Pricing combines a monthly plan fee with a per-transaction rate that drops as the plan tier increases, starting free at 5% + $0.50 per transaction.

By PolarFreemiumSince 2023Payments

Facts checked on against the sources listed at the end of this page.

Pricing
FreemiumPaid from $20 a month for the Pro plan
Open source
NoOpen source components on GitHub; the hosted platform itself is a commercial service
GitHub stars
10,432+139 in the last 30 days
npm downloads a week
382kup 5% on the week before
Latest release
@polar-sh/cli@…1 week ago
Releases in 90 days
10about 3 a month

A good fit for

  • AI and software companies that need to meter usage like tokens or API calls alongside subscriptions
  • Developers who want a merchant of record so they don't handle global sales tax themselves
  • Startups that want per-transaction fees to drop as they grow into higher-tier plans
  • Teams that want seat management and prepaid credits handled by the billing platform

Not a good fit for

  • Very high-volume businesses where a negotiated payments contract elsewhere might beat percentage-based fees
  • Teams that want to be the merchant of record themselves rather than delegate that role
  • Simple flat-rate products with no usage-based component, where a simpler payment processor may be enough

Polar pricing

Starter is free with 5% + $0.50 per transaction. Pro is $20 a month with a lower 3.8% + $0.40 rate, Growth is $100 a month at 3.6% + $0.35, and Scale is $400 a month at 3.4% + $0.30. A startup program offers the Scale plan free for 12 months to early-stage AI companies.

PlanPriceWhat you get
Starter$0 a month5% + $0.50 per transaction, merchant-of-record tax handling.
Pro$20 a month3.8% + $0.40 per transaction.
Growth$100 a month3.6% + $0.35 per transaction.
Scale$400 a month3.4% + $0.30 per transaction, free for 12 months for qualifying early-stage AI startups.

Prices in USD, checked on 27 September 2026. Current prices on polar.sh.

Main features

Merchant of record
Polar is the seller of record and handles global sales tax and VAT compliance.
Usage metering
Real-time tracking of tokens, API calls, compute and storage events for usage-based billing.
Subscriptions
Recurring plans with trials, upgrades, downgrades and proration.
Seat management
Automatically add, remove and prorate seats for per-seat pricing.
Prepaid credits
Maintain customer credit balances that drain as usage occurs.
Cost insights
Gross margin per customer, comparing revenue against inference or infrastructure costs.

About Polar

Polar acts as merchant of record for its customers, meaning it is the seller on each transaction and takes on responsibility for payment processing, sales tax and VAT collection and remittance, fraud prevention, refunds and chargebacks across more than 100 markets.

It's built with usage-based pricing in mind, offering real-time metering for events like tokens, API calls, compute and storage, alongside traditional subscription plans with trials, upgrades and proration, seat management, and prepaid credit balances that drain as customers use a product.

Polar also provides cost insight tooling that shows gross margin per customer by comparing revenue against underlying inference or infrastructure costs, aimed particularly at AI companies whose costs scale with usage.

Made by
Polar
Free plan
Yes: the Starter plan has no monthly fee, only per-transaction fees
Available on
Web checkout, REST API, Webhooks

Usage and activity

Weekly npm downloads of @polar-sh/sdk, last 12 months.

0100k200k300k400kSepNovJanMarMayJulOct24 September 2025: 31,210 downloads a week1 October 2025: 35,532 downloads a week8 October 2025: 40,816 downloads a week15 October 2025: 49,326 downloads a week22 October 2025: 52,824 downloads a week29 October 2025: 50,783 downloads a week5 November 2025: 58,821 downloads a week12 November 2025: 59,588 downloads a week19 November 2025: 57,263 downloads a week26 November 2025: 60,783 downloads a week3 December 2025: 55,436 downloads a week10 December 2025: 66,424 downloads a week17 December 2025: 62,026 downloads a week24 December 2025: 64,319 downloads a week31 December 2025: 55,862 downloads a week7 January 2026: 64,010 downloads a week14 January 2026: 81,219 downloads a week21 January 2026: 84,379 downloads a week28 January 2026: 77,447 downloads a week4 February 2026: 79,382 downloads a week11 February 2026: 97,383 downloads a week18 February 2026: 95,657 downloads a week25 February 2026: 101,206 downloads a week4 March 2026: 122,360 downloads a week11 March 2026: 135,372 downloads a week18 March 2026: 129,046 downloads a week25 March 2026: 136,455 downloads a week1 April 2026: 147,799 downloads a week8 April 2026: 135,917 downloads a week15 April 2026: 136,236 downloads a week22 April 2026: 150,774 downloads a week29 April 2026: 160,682 downloads a week6 May 2026: 161,765 downloads a week13 May 2026: 186,424 downloads a week20 May 2026: 191,617 downloads a week27 May 2026: 189,806 downloads a week3 June 2026: 182,503 downloads a week10 June 2026: 176,094 downloads a week17 June 2026: 227,453 downloads a week24 June 2026: 211,242 downloads a week1 July 2026: 210,795 downloads a week8 July 2026: 207,680 downloads a week22 July 2026: 247,409 downloads a week29 July 2026: 241,170 downloads a week5 August 2026: 262,593 downloads a week12 August 2026: 247,466 downloads a week26 August 2026: 272,690 downloads a week2 September 2026: 280,440 downloads a week28 September 2026: 364,374 downloads a week5 October 2026: 381,736 downloads a week

Recent releases

Polar alternatives

All 16 alternatives to Polar, side by side

Polar compared

Questions about Polar

Is Polar free to use?

The Starter plan has no monthly fee; you pay 5% + $0.50 per transaction. Paid plans lower the per-transaction rate as you move up tiers.

What does merchant of record mean for Polar?

Polar is legally the seller on each transaction, handling sales tax and VAT collection and remittance across more than 100 markets on the merchant's behalf.

Does Polar support usage-based billing?

Yes, it can meter usage such as tokens, API calls, compute and storage in real time and bill based on that usage, in addition to subscriptions.

Is there a discount for early-stage AI startups?

Yes, a startup program offers the Scale plan free for 12 months to qualifying early-stage AI companies.

Sources and links

Work on Polar? Claim this listing. Something wrong or out of date? Suggest a correction. Stats come from the public GitHub and npm APIs and update every day.

Polar: pricing, features and alternatives (2026) | ScratchDB