Braintree
Braintree is a payment processing platform, owned by PayPal, that lets businesses accept credit and debit cards, PayPal, Venmo, and digital wallets like Apple Pay and Google Pay through one integration. Standard pricing is 2.89% plus $0.29 per transaction for cards, with different rates for Venmo, ACH and qualified charities.
Facts checked on against the sources listed at the end of this page.
- Pricing
- Pay as you goPaid from 2.89% + $0.29 per transaction (standard card rate)
- Open source
- NoProprietary
- npm downloads a week
- 222kup 11% on the week before
A good fit for
- Businesses that want to accept PayPal and Venmo alongside standard card payments through one integration
- Merchants who want a single SDK covering web and mobile payment acceptance
- Qualified nonprofits looking for a discounted processing rate
- International businesses needing multi-currency payment support
Not a good fit for
- Very small or early-stage businesses that might prefer a simpler processor like Stripe with a larger third-party ecosystem
- Merchants who don't need PayPal or Venmo acceptance and just want the lowest possible flat card rate
- Businesses wanting extensive built-in subscription management features beyond basic recurring billing
Braintree pricing
Standard card processing is 2.89% plus $0.29 per transaction. Venmo transactions are 3.49% plus $0.49. ACH bank transfers are 0.75% of the transaction, capped at $5. Qualified 501(c)(3) charities get a discounted rate of 2.19% plus $0.29 per transaction. Larger-volume businesses can negotiate custom pricing directly with Braintree.
| Plan | Price | What you get |
|---|---|---|
| Standard (cards) | 2.89% + $0.29 per transaction | Credit and debit card processing, PayPal and digital wallet acceptance. |
| Venmo | 3.49% + $0.49 per transaction | Venmo checkout acceptance. |
| ACH | 0.75% per transaction, capped at $5 | US bank transfer payments. |
| Qualified charity | 2.19% + $0.29 per transaction | Discounted rate for eligible 501(c)(3) organizations. |
Prices in USD, checked on 27 September 2026. Current prices on braintreepayments.com.
Main features
- Unified payment integration
- Accept cards, PayPal, Venmo and digital wallets through a single SDK and API.
- Recurring billing
- Built-in support for subscription and recurring payment plans.
- Fraud protection
- Tools for detecting and blocking fraudulent transactions.
- Multi-currency support
- Accept payments in multiple currencies for international selling.
- Venmo checkout
- Accept Venmo as a payment method, unique among major processors due to PayPal ownership.
About Braintree
Braintree provides a single integration for accepting a wide range of payment methods, including major credit and debit cards, PayPal, Venmo, Apple Pay, Google Pay and various local payment methods, aimed at businesses that want one processor rather than stitching together separate integrations for each method.
As a PayPal-owned company, Braintree gives merchants native access to PayPal and Venmo checkout alongside standard card processing, which is a key differentiator from card-only processors.
Braintree also offers recurring billing, fraud protection tools (through PayPal's fraud tools), and multi-currency support for businesses selling internationally, with custom pricing available for larger-volume merchants who negotiate rates directly.
- Made by
- PayPal
- Free plan
- No free tier, but no monthly or setup fees on the standard plan
- Available on
- Web, iOS, Android, REST and GraphQL APIs, SDKs for major frameworks
Usage and activity
Weekly npm downloads of braintree, last 12 months.
Braintree alternatives
Questions about Braintree
Who owns Braintree?
Braintree is owned by PayPal, which is why it offers native PayPal and Venmo checkout alongside card processing.
How much does Braintree charge per transaction?
Standard card processing is 2.89% plus $0.29 per transaction; Venmo is 3.49% plus $0.49, and ACH is 0.75% capped at $5.
Does Braintree have monthly fees?
No, there are no monthly or setup fees on the standard pay-as-you-go plan.
Can nonprofits get a discount?
Yes, qualified 501(c)(3) charities can get a reduced rate of 2.19% plus $0.29 per transaction.
Sources and links
Work on Braintree? Claim this listing. Something wrong or out of date? Suggest a correction. Stats come from the public GitHub and npm APIs and update every day.
